Budgeting Basics

Whether you're paying off debt or saving for tomorrow, #BetterMoneyHabits will help you create a solid financial future.
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the gift of good spending by better money habitts book cover with woman carrying presents on her back
How do People Like You Spend Their Money
Put your spending to the test—by comparing your numbers with others. Then, figure out where and how to spend all that sweet, sweet holiday cash. 🎁🎄🎉🤑💰 Anything leftover? You might as well put it into savings!
Better Money Habits
Better Money Habits 
three types of every day experience you could be saving money on 1 groceries 2 transportation 3 entertainment
How to Start Saving Money: Simple Money Saving Tips
Your grocery list isn’t getting any shorter, but you can still make it work for your wallet. How? By making a few simple changes to your everyday spending and budgeting habits.
Better Money Habits
Better Money Habits 
a diagram showing the differences between car repair and home improvement
How to Save Money Each Month by Prioritizing Savings Goals
Feeling the madness this month? Apply that method to your financial life—and turn chaos into crazy amazingness. 🌟🏅🔥
Better Money Habits
Better Money Habits 
a woman looking at her phone while sitting in front of a window with the text, a guide to banking better
10 Questions to Ask A Bank Before Opening an Account
Resolved to be better with your bank account in the New Year? There are plenty of ways to make small improvements—and even a few will have you feeling fine. 🍾👏🏼🏦
Better Money Habits
Better Money Habits 
the four steps to financial success in college and work - life infographical poster
We’re offering resources to help you navigate your finances—from your immediate needs to your longer-term plans. Whether you’re a parent or a student, a civilian or a service member, we’re here to help you no matter what. https://bettermoneyhabits.bankofamerica.com/en/coronavirus-financial-tips
Better Money Habits
Better Money Habits 
a table with bowls and spoons filled with food on top of it, including strawberries
Saving Money Tips to Save Money on Everyday Expenses
Bake in the money. 👩🏽‍🍳 Whether your hobby is baking, cooking or something outside of the kitchen, it’s possible to save a little bit of money every day to put towards the things you most want to buy. 🥐🥖🍪🍩
Better Money Habits
Better Money Habits 
shamrock leaves with the words how to win at st patrick's day by building a budget
How to Set a Budget and Stick to a Budget
Throw the St. Patrick’s Day party your little green heart desires—and make sure it works with your budget. The best budget should have a little wiggle room to allow for things like leprechaun-themed parties. That is, if you believe in leprechauns. 💚☘💚☘
Better Money Habits
Better Money Habits 
two people standing in front of a counter with food on it and the words epic at - home date night dinner on a budget
How to Start Saving Money: Simple Money Saving Tips
There’s nothing quite as romantic as cooking together at home. And if you’re on a budget, it’s easy to prepare a delicious meal that won’t cost a fortune. How? Save and plan in advance. 💓💐🍷🍽
Better Money Habits
Better Money Habits 
a man and woman sitting at a table in front of a wall with text that reads the
Losing your wallet is a good way to get your date to pay—but it’s an easy way to lose your credit cards, too. If you find yourself wallet-less, follow these steps to keep your personal info protected.
Better Money Habits
Better Money Habits 
a man sitting in the middle of a swimming pool with an extra mile sign on it
Saving Money Tips to Save Money on Everyday Expenses
Swimming takes practice and patience—the very same qualities that are required to save money. As you’re splashing around this summer, give some thought to your big-picture savings goals.
Better Money Habits
Better Money Habits 
a piece of paper with the words health money on it and an image of a yellow stick
How to Start Saving Money: Simple Money Saving Tips
Financial stress can lead to mental—and even physical—stress. That’s a great reason to whip your finances into shape. So, what can you do? A few things. Assess your goals. Check your credit report. Manage your taxes. Make sure you and your partner are on the same page. 💰
Better Money Habits
Better Money Habits 
a man riding skis down the side of a snow covered slope with text overlay reading balance transfer how to carve into your debt
What is a Balance Transfer & How Does it Work?
If hitting the slopes is your top winter priority, you understand that balance is everything. That’s the same mindset to apply to balance transfers: in which you move debt from a high-interest credit card to one with lower interest. This can help you pay off debt faster. Gnarly. 🎿⛷🏂🏽❄⛄🏔
Better Money Habits
Better Money Habits 
an advertisement for a thanksgiving dinner with turkey and vegetables
Credit vs Debit: The Difference Between Debit and Credit Cards
Hosting your family—or your chosen fam—can give you big feels, even when you live in a small space. Make the most of what you’ve got. Click through to learn how to maximize not just your home—but your credit and debit cards, too.
Better Money Habits
Better Money Habits 
people sitting at a table with the text how to save up for the greatest friends giving
How to Set Realistic Financial Goals & Achieve Them
Friends, food, thanks. Thanks, food, friends. 🦃🌽🍠🍗🍖🍲🍷 This fall, blow your besties away with a friendsgiving that’ll make history. First, know your goal. Then? Save up for it! Now is a great time to begin.
Better Money Habits
Better Money Habits 
a child in a costume with the text tips for diy halloween costumes on it
Personal Financial Education from Better Money Habits
Determined to make this your best Halloween costume yet? Before you overspend on a one-time-wear ensemble, consider going the DIY route.
Better Money Habits
Better Money Habits